Postmates Insurance
Postmates is one of the largest delivery companies in the US that operates in about 2,940 US cities. They focus on the quickest possible delivery of food, groceries and other items. Because the operation of the business in based on strict time schedules, accidents involving Postmates delivery drivers are not a rare scenario.
In this article, we discuss in detail about the things that you should do if you meet with an accident while driving for Postmates.
How Does Postmates Insurance Work In Case Of An Accident?
After you sign up to work for Postmates and pass the background check, you are officially identified as a Postmates Fleet courier (Postmates driver). As per the company policies, a Postmates driver is required to maintain their own insurance in the exact amounts and types specified by auto liability insurance laws.
Postmates also provides auto insurance but it comes into effect only during the time period between accepting a delivery request and completing it. If the Postmates app was off at the time of the accident, the driver’s personal insurance alone will be used to cover the damages.
What To Do If You Meet With An Accident While Driving For Postmates?
Here are the things that you should do if you meet with an accident while driving for Postmates.
Stop
Not all car accidents result in major casualties. But that is not an excuse for driving away without stopping at the accident spot. Regardless of whether the accident is major or minor, stop at the accident spot. Check out the people involved in the accident and ensure that everyone is safe.
Call The Police
If the accident did not cause any injuries to any parties, it isn’t necessary to contact the police. You will have to clear the roadway at the earliest possible. If you wish to file a claim with your insurance company, a police report is required and in such a situation, you will need to inform the police.
Collect Evidence From The Accident Spot
Evidence including pictures of the accident spot, your injuries and damage to your vehicle can help you get the insurance claim quickly. If you are fit enough to collect evidence, make sure you do it. It is also important to obtain the vehicle information and insurance information of the other party involved in the accident.
Report The Accident To Postmates
It is important to report the accident to Postmates as soon as possible.
Contact Your Insurance Company
If you fail to report the accident you get involved in to your insurance company, it may lead to some complications.
Following all necessary post-accident procedures ensures the safety of the accident victims and helps you get the deserving insurance claim.