Food delivery has been a common service offered by restaurants and similar eatery services. The demand for food delivery has initiated the development of food delivery companies like GrubHub, DoorDash, UberEats, and others that allow people to order food from their favorite restaurants, and even from the ones that did not offer delivery services previously.
There is no denying that food delivery companies are convenient for consumers but they may trouble the delivery people in some way. The delivery personnel is expected to make speedy deliveries with no regard to the dangerous conditions on the roads, thereby increasing the chances of accidents and related injuries.
Our expert team of food delivery accident injury lawyers provides some important information regarding food delivery accidents.
How Can Food Delivery Accidents Happen
There are a number of ways in which food delivery drivers get into accidents while at work. Even though the delivery drivers are paid low rates, they are still expected to make speedy deliveries. As delivery drivers are paid according to the number of deliveries they execute, they often try to complete as many deliveries as they can. This could lead to accidents.
The method of delivery has a significant influence on the ways of food delivery accidents. Here are some types of food delivery accidents that may occur.
- When a person handles food, there is a chance for burn accidents. The food that is too hot to touch may burn a food delivery person.
- Transportation accidents happen while a person is traveling to complete food delivery. The type of transportation accident depends on the transportation type that is used.
- Premises liability accidents occur while a food delivery person is picking up an order, is on the premises of a restaurant, or is at the premise of the property of the person who placed the order.
What Is The Insurance Coverage For Food Delivery Workers?
After the California Assembly Bill 5 was passed, food delivery workers are considered as employees and not independent contractors like they were considered prior to the Bill. On gaining the employee status the workers are granted employee rights including insurance coverage while they are on their job.
Here are the details of the insurance policies of three popular food delivery companies.
- DoorDash offers a $1 million accident and liability coverage policy that comes into effect once the delivery worker’s personal insurance policy exhausts. In addition, the company provides occupational protection to ensure that their workers are protected from attacks while being on their jobs.
- Postmates provides a $ 1million accident and liability coverage that comes into effect after the worker’s personal insurance coverage exhausts. They also offer a $50,000 occupational protection coverage.
- Uber Eats offers a $1 million accident and liability coverage that comes into play from the point the driver starts working on the app.
What To Do In The Event Of A Food Delivery Accident?
- Stay at the accident scene because setting off to complete the delivery by leaving the accident scene will have serious long term consequences. If you are proven to be at fault for the accident and you leave the scene, the case would be considered hit and run, thereby ending up in a misdemeanor or felony charge. Even if you did not cause the accident in any way but chose to leave the spot, you are in fact losing the opportunity to gather enough evidence that can help you seek the compensation you need to recover from the injuries.
- Call 911 to get emergency services including medical attention. If you call 911, the officer can file an accident report and send an ambulance to the accident spot to assess the injuries immediately. Getting medical attention and an official report on the accident site strengthens the case if you are going ahead with filing an insurance claim.
- Collect contact details of other people involved in the accident. Having a police report is always recommended but keeping a personal record of the contact details and insurance information of other parties involved in the accident is important. It is possible that an officer may choose to not create an official report or not even make it on site. It is important to ensure that you have all the necessary information first-hand.
- Inform your employer about the accident once you are healthy enough to do so. Do not worry about the order you couldn’t complete. Your employers will take care of it. File them an accident report as soon as possible because it is important when it comes to filing an insurance claim with the company later.
- Find an attorney to offer legal support in the case. An experienced food delivery lawyer will explain the food delivery company’s insurance policy and file an insurance claim for you. The expert lawyers who know the right ways to negotiate with insurance companies and businesses can assure you the maximum compensation for your injuries. Seeking the help of an attorney is important because it is possible that the companies may take advantage of your lacking expertise in the related legal areas and make you agree to a small compensation or provide no compensation at all.
Looking For A Food Delivery Accident Attorney? Contact Us Today
Our expert food delivery lawyers will help you get the maximum financial compensation for economic and non-economic losses you incurred for your injury, which includes the cost of medical bills, lost wages, and property damage.
Call us at (310) 598-8485 or email us at info@ridesharesaccidents.com and schedule a free consultation with our experienced legal team.
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