Uber owns a subsidiary known as Portier LLC, which handles every delivery service for the organization. The insurance coverage available for Uber Eats delivery drivers is the same as the one that applies to UberX vehicle operators. In March last year, Uber Technologies Inc elucidated the company’s policies through a statement published on their site. Here are some of the key points from the statement.
- The company has a commercial automobile insurance policy having liability coverage of $1 million for each incident. The company would protect every delivery partner from liability to other parties in the case the accident happens from the time they accept the latter’s delivery request to when it is fulfilled.
- When delivery partners have collision insurance and comprehensive vehicle insurance coverage, the company-maintained insurance would come into force in the case of a crash. The insurance they maintain would then provide coverage as far as the actual cash value (ACV) of the concerned, damaged vehicle, whoever is to blame for it. There is a catch here: the insured would have to pay $1,000 as deductible for the Uber coverage to kick in.
The one who is injured due to another’s negligent act perhaps has the right to be compensated for their losses. Shared hereunder are general details that elucidate what these damages are.
Monetary damages are to compensate for a plaintiff’s losses. It is expressible as a dollar figure, hence the name monetary damages. To calculate these, first, there is a need for finding out the losses that the party has suffered or is expected to suffer from their injuries. Examples of monetary damages include the following.
- Loss of Earning Capacity
- Lost Wages
- Medical Bills
These essentially refer to the monetary compensation for the party’s losses viewed as subjective. These will be granted to help make amends for the losses of them that cannot be quantified. Some of the examples are as follows.
- Loss of Enjoyment of Life
- Pain and Suffering
- Emotional Distress
A court in California awards these forms of compensation only in rare situations at their discretion. Meant as a form of punishment, these would be awarded only if an accused party’s behavior is found to be very harmful. As per the statistics available at the time of writing this, punitive damages were part of just 5% of court verdicts on the whole.